There are several reasons for protesting. The most important is that you will obtain an interpretation of how the rules apply to the incident from a protest committee selected for its familiarity with and knowledge of the rules and of the interpretations of them in the ISAF cases and US SAILING appeals. If you do not protest, you will have to rely on insurance companies, lawyers, or a judge in a court of law to interpret the racing rules. They usually know the laws well, but it's rare to find one that has even a passing knowledge of the racing rules of sailing. Secondly, the protest committee follows "due process" procedures-the parties have the right to be notified of the hearing's time and place, to review the allegations made in the written protest, to take time to prepare for the hearing, to be present while testimony is gathered and arguments made, to present their evidence and that of their witnesses, to cross-examine one another and witnesses, to be judged by persons who are not interested parties, to state their own views about how the rules apply to the incident, and to a receive a written copy of the decision (Rules 63.2, 63.3, 63.4, 63.6 and 65.2 and Appendix M).